Unlike personal auto insurance, commercial auto insurance typically provides coverage for vehicle used in business. R Test Insurance Agency will quote your business auto with several carriers to find you the best price and coverage you need to
protect your business. From pickup trucks to an eighteen wheeler or even a dump truck we have the company and coverage to fit your business insurance needs.
If you are a new or start up business, or expanding your current business, it is very important to carry Workers Comp. Insurance not only because it is required by state law but also because it protects you against lawsuits filed by injured workers. Workers Comp. Insurance covers medical and wage loss for employees injured while working for you including the cost involved with an injury claim.
Business Property Insurance covers your building and belongings if you own, lease or work from home. Much like a home insurance policy, this policy would cover your building and contents if something happened due to a covered loss like a fire or if a pipe was to burst and you experienced water damage. Some extra coverage in a business policy that differs from home insurance are: coverage for outdoor signs as well as coverage for your inventory.
General Liability Insurance protects you and your business from the risk of liabilities by lawsuits and similar claims. R Test Insurance Agency has a wide range of markets for any type of business you may have. Contractors (Plumbing, Electrical, HVAC ,Excavation, Carpentry, Landscaping, etc). We also carry markets for Restaurants, Offices and hard to place business such as roofing, bars, demolition and more.
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